Annual Report '08

The latest version of Adobe Flash Player could not be detected. To experience the full functionality of the publication Adobe Flash Player must be installed.Install Adobe Flash Player

A basic HTML version with limited functionality is available if you do not have access to Adobe Flash Player. View basic HTML version

Thanks.

For Visually Impaired and Blind People you can visit the PDF version by Pressing CONTROL + ALT + 4

2008 AnnuAl RepoRt www.chartway.com Board of Directors TOP ROW (LTO R): Dallas l. england, Director,Wayne e. Foshay, Director, Robert o. Holmes, Director, George e. Sauer, Director, Albert C. Merritt, Secretary, Melvin S. Mizelle,Treasurer BOTTOMROW(LTOR):Judith p. Sparrow, 1stViceChairman, e. l. Gull, Jr., Chairman, Jack l. McGrath, 2ndViceChairman 16 Independent Auditor’s Report We have audited the accompanying c<a title="Annual Report '08 page 18" href="http://catalog.proemags.com/publication/a538dbb8?page=18">Board of DirectorsT</a> Board of DirectorsT<a title="Annual Report '08 page 8" href="http://catalog.proemags.com/publication/a538dbb8?page=8">Independent Auditor’s ReportWe have audited th</a> Independent Auditor’s ReportWe have audited th<a title="Annual Report '08 page 7" href="http://catalog.proemags.com/publication/a538dbb8?page=7">charTwayremainsacompanyyoucanTrusTandbelievein.</a> charTwayremainsacompanyyoucanTrusTandbelievein.<a title="Annual Report '08 page 2" href="http://catalog.proemags.com/publication/a538dbb8?page=2">Mission Statement Tobrin</a> Mission Statement Tobrin<a title="Annual Report '08 page 3" href="http://catalog.proemags.com/publication/a538dbb8?page=3">table of ContentsChairman’s Message .........</a> table of ContentsChairman’s Message .........<a title="Annual Report '08 page 4" href="http://catalog.proemags.com/publication/a538dbb8?page=4">Chairman’s MessageSince 1959, wehavebeenpionee</a> Chairman’s MessageSince 1959, wehavebeenpionee<a title="Annual Report '08 page 13" href="http://catalog.proemags.com/publication/a538dbb8?page=13">2.INVESTMENTSInvestments classified as available</a> 2.INVESTMENTSInvestments classified as available<a title="Annual Report '08 page 20" href="http://catalog.proemags.com/publication/a538dbb8?page=20">www.chartway.com (757) 552-1000 </a> www.chartway.com (757) 552-1000 <a title="Annual Report '08 page 15" href="http://catalog.proemags.com/publication/a538dbb8?page=15">5. OTHER ASSETSIncluded in other assets are seve</a> 5. OTHER ASSETSIncluded in other assets are seve<a title="Annual Report '08 page 17" href="http://catalog.proemags.com/publication/a538dbb8?page=17">Loans to Members: For variable-rate loans that re</a> Loans to Members: For variable-rate loans that re<a title="Annual Report '08 page 16" href="http://catalog.proemags.com/publication/a538dbb8?page=16">noTesToconsolidaTedfinancialsTaTemenTs9. COMMITM</a> noTesToconsolidaTedfinancialsTaTemenTs9. COMMITM<a title="Annual Report '08 page 11" href="http://catalog.proemags.com/publication/a538dbb8?page=11">noTesToconsolidaTedfinancialsTaTemenTs1.SIGNIFIC</a> noTesToconsolidaTedfinancialsTaTemenTs1.SIGNIFIC<a title="Annual Report '08 page 12" href="http://catalog.proemags.com/publication/a538dbb8?page=12">noTesToconsolidaTedfinancialsTaTemenTsand may re</a> noTesToconsolidaTedfinancialsTaTemenTsand may re<a title="Annual Report '08 page 5" href="http://catalog.proemags.com/publication/a538dbb8?page=5">president’s MessageIn 2008, we all played witn</a> president’s MessageIn 2008, we all played witn<a title="Annual Report '08 page 10" href="http://catalog.proemags.com/publication/a538dbb8?page=10">2008financialsTaTemenTs SeptembYera3r0E,n</a> 2008financialsTaTemenTs SeptembYera3r0E,n<a title="Annual Report '08 page 19" href="http://catalog.proemags.com/publication/a538dbb8?page=19">Corporate ValuesTopromoTeThephilosophyofpeopleh</a> Corporate ValuesTopromoTeThephilosophyofpeopleh<a title="Annual Report '08 page 14" href="http://catalog.proemags.com/publication/a538dbb8?page=14">noTesToconsolidaTedfinancialsTaTemenTsAt Septemb</a> noTesToconsolidaTedfinancialsTaTemenTsAt Septemb<a title="Annual Report '08 page 1" href="http://catalog.proemags.com/publication/a538dbb8?page=1">2008 AnnuAl RepoRtwww</a> 2008 AnnuAl RepoRtwww<a title="Annual Report '08 page 6" href="http://catalog.proemags.com/publication/a538dbb8?page=6">treasurer’s ReportWith nearly 155,000 members </a> treasurer’s ReportWith nearly 155,000 members <a title="Annual Report '08 page 9" href="http://catalog.proemags.com/publication/a538dbb8?page=9">2008financialsTaTemenTs SeptembYera3r0E,n2</a> 2008financialsTaTemenTs SeptembYera3r0E,n2